Income is King
Income is King
During your working years, it’s likely that you didn’t spend every dollar that came in. If you had, retirement wouldn’t be an option. Instead, you saved, invested, and, with some luck, avoided life’s major pitfalls—like a significant disability, poorly timed real estate transactions, unemployment, natural disasters, massive and sudden changes in the community, or the sudden loss of a loved one.
Your portfolio might not have grown dramatically, but over time, it added up. Now, in retirement, you’ve flipped the script: you’re no longer earning money through active work. Instead, your money needs to work for you, providing the income you need.
A lot of people have questions about how to do this. There’s a wealth of information out there about withdrawal percentages, ensuring you don’t outlive your money, and navigating challenges like market crashes. Having spent nearly 40 years advising men and women on withdrawals and portfolio strategies—from the 1980s to today—I’ve seen it all. But I also want to share some personal insights.
My father retired in the 1970s after 50 years in the transportation industry. Retirement didn’t suit him, though—he became extremely bored and went back to work full-time. Later, when my mother was diagnosed with terminal cancer, he found a flexible part-time job that allowed him to be there for her treatments, take care of her needs, and spend quality time together. After she passed away in 1989, he continued working, sometimes part-time, sometimes nearly full-time. Eventually, he jokingly referred to himself as a “taxi driver,” helping widows, widowers, and others who couldn’t drive get to appointments and run errands. He did this until he was diagnosed with a terminal illness, passing away just six weeks later at age 94.
What I learned from him—and others who retired as far back as the 1960s—is that structured income is crucial in retirement. Over the years, I’ve used my quantitative and analytical skills to develop a formula for creating structured income. This formula is complex, and while some people prefer to tackle it themselves, most of my clients opt for a simpler workaround that achieves the same results.
The structured approach, regardless of who you are or what you do, follows certain universal principles. If Social Security had adhered to similar structured principles, we likely wouldn’t face the shortfall in the Social Security trust fund today.
If you're interested in gaining a deeper understanding of withdrawal strategies, complete the form found on this page today. By doing so, you'll gain access to an in-depth discussion available in video, audio, and written formats. This comprehensive resource covers withdrawal strategies in detail and ensures you can make informed decisions that align with your financial goals.
There’s no one-size-fits-all solution, but I assure you that everyone benefits from having an independent, trustworthy discussion about their unique situation. No matter who you are, where you are, or what your circumstances may be, this resource is designed to help you.
Don't wait—act now! This offer may not last, as I periodically update, revise, or remove content. Seize this opportunity today to take control of your financial future.