The straightforward, sensible approach to retirement income. Separate fixed and flexible money into well-defined buckets so you always know what is safe, moderate, growing, and what is truly spendable.
Hidden Investment Costs, Fees, Expenses in Plain View
Sunday, January 25th - 2:30 PM - Stonewater Club
95% Blindness. Most investors pay far more than they realize. I break down the buried costs, layers of fees, and hidden expenses that drain returns and quietly undermine long-term security. Awareness is critical.
Essential Florida Estate Documents & Much More
Sunday, February 8th - 2:30 PM - Stonewater Club
The must-have Florida estate documents, plus guidance for second marriages, blended families, probate challenges, and trust administration issues that catch retirees by surprise. The long-term gem in your backyard.
The IRA Tax Bomb, Social Security Cliff, and Cost of War
Sunday, February 22nd - 2:30 PM - Stonewater Club
Your IRA is a delayed tax bill, Social Security is under strain, and global conflict changes everything. I explain what these realities mean for income planning today. Significant cuts, inflation, and expectations.
The Truesdell Retirement Meltdown Calculator
Sunday, March 8th - 2:30 PM - Stonewater Club
The most powerful retirement planning tool I built 35 years ago, updated. It easily shows your income, spending, risk, and longevity under real-world conditions, demonstrated live, and is available for unlimited use for all clients.
The Big Five Truesdell Investment Portfolios and More
Sunday, March 22nd - 2:30 PM - Stonewater Club
The Truesdell Wealth approach to building durable, disciplined investment portfolios. How allocations work, what makes them different, and how we manage risk in a rapidly changing world. How blended equal weight indexing with fractional shares works. Confused? You must attend.
Client Quarterly
Wednesday, March 11th - 9:30 AM - Stonewater Club
A private quarterly briefing for clients and their invited guests. I walk through major economic, business, and investment developments using known and unknown collaborative intelligence sources, supported by both quantitative and qualitative analysis. I explain why forecasting is a disciplined mathematical interpretation while prediction is guesswork, and how I incorporate the Rumsfeld framework of knowns, known unknowns, and unknown unknowns related to risks, realities, and opportunities shaping the future.
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I use what I call the 5-5-5 Rule, and it begins the process of time allocation.
Note: I value my, your, and our time. A bad fit is always a waste of time.
First, you should be within five years of retirement, whether you are counting down the days or already easing into the freedom you earned.
Second, you should be age fifty-five or older, those wisdom years when planning finally matters more than guessing.
Third, remember that five times five times five equals 125, and 125 is considered the upper limit of human longevity. I bring this up because people are living longer than ever. Hitting 100 is no longer rare. We are seeing 105, 110, and some edging toward that theoretical ceiling of 125.
Now here is the part that eliminates a growing number of prospective clients. If you divide 125 by 3 and then multiply that number by 2, you get 83, which is the age or older at which I never take on a brand-new client. At age 83, your planning cake is baked. You are set. If we ever talk, it is advisory-only and exclusively on an hourly basis.
When I build retirement and estate strategies, I do not plan for the average lifespan. I plan for the possible lifespan and focus first on the importance of not outliving resources.
Think about it, simple works. Old enough to know better, young enough to do something about it, that’s called the sweet spot.