In Person
October 12
GIN-OWL - Guaranteed Income Now Or Wait Longer
A sharp, no-nonsense approach for the big shocks: a spouse's death, the upcoming drop in guaranteed Social Security, and the silent tax of inflation. Contractual income, smart timing, lifestyle protection. Perfect timing based on you. Avoid the drift, denial, and hesitation of maybe. Arrest the rentless loss of purchasing power.
No regrets.
Sleep well at night.
Clear Steps - Real Math
October 28
Efficient Non-Insurance LTC Planning
The hard truth: a single year of memory care can vaporize a lifetime of savings and force your family into panic selling. A single health shock can drain the portfolio. This session shows how to build defenses without buying traditional LTC policies. Structured income ladders, asset segmentation, spousal shields, irrevocable and discretionary trusts, and Medicaid timing. Learn how to reduce, even prevent, the forced sale of the nest-egg. A practical conversation for the serious-minded.
No regrets.
Sleep well at night.
Clear Steps - Real Math
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What is a bundled financial product? - October
Why variable annuities are generally awful investments? - October
How and why life insurance may make sense in retirement. - October
What happens when World War 3 goes hot? - November
Why traditional AUM fee calculations are only part of the cost. - November
An iPhone application you'll like and use daily. - November